Dental finance

Our dental credit options

North Street Dental and Implant Clinic is able to offer dental finance with the option of spreading the treatment cost over 6, 10 or 12 months interest free 0% APR fixed term.

At our clinic based in Dudley, West Midlands, we know that one size doesn’t fit all and that’s why we have a range of dental credit options offered by Medenta. If you would like to spread the cost further than 12 months we can offer a competitive 7.9% APR.

Are you considering cosmetic, aesthetic, orthodontic or dental implant work, but feel they are out of reach? No problem. Our dental finance plans could enable you to get the treatment you want right away.

dental finance

Benefits of patient credit

  • Makes treatment instantly affordable. By spreading the cost, our patients can have the treatment they want, when they want and on a repayment plan to suit them.
  • Greater choice of treatment options. Treatments can be made more affordable so our patient can access a wider range of options and can choose one that is perfect for them.
  • Payment terms to suit. With a range of credit and payment options available, patients can choose the one best suited to their circumstances.
  • No up-front deposit option. With this model, patients can avoid dipping into their savings or having to find a lump sum to start their treatment.

Do you need dental finance?

For more information call us on 01384 254 067, we are based on North Street, Dudley in the West Midlands. Directions and a map can be found on our contact page – just follow the link above.

Your questions – our answers

Who can qualify?
Anyone over 18 years of age, subject to status. You don’t even have to be a regular visitor at this practice.

What can it be used to fund?
Any treatment in excess of £600. It is best suited to more costly treatments, such as dental implants, all-on-4 implants, orthodontic work, aesthetic or cosmetic work.

How much can I borrow?
This will be subject to our on-site credit application. Most patients’ applications are approved there and then.

How do I make repayments?
Affordable monthly payments over an agreed term are collected by direct debit.

How much will I pay?
With our 0% APR fixed term facility you pay the cost of your dental treatment – no more. For our other options we will issue a written quotation that shows the monthly payments due and the total interest payable over the term of the loan. There are no hidden costs and no deposit is required.

What are the repayment terms?
Payment terms will be explained at the point of application.

How do I apply?
Once you’ve agreed on a course of treatment and the cost, North Street Dental and Implant Clinic will make the credit application on your behalf. As soon as this has been approved and then processed, you’ll receive written confirmation from the credit provider.

What credit provider?
We’re with, Medenta, one of the most respected credit providers in the business.

What happens if my treatment costs less than planned?
This can be refunded to you by the practice or if no payments have been made by you, a new agreement can be arranged.

How often can I use the facility?
You can apply for a payment plan for each course of treatment, subject to the usual credit application criteria.

Finance example

Dental treatment cost £2,000.00
Optional deposit of £400.00
Sum to finance £1,600.00
Finance term x 24 months
Monthly fee £72.10 per month
Total repayable £1,730.29
Total cost of interest = £130.29 (7.9% APR)

All financial services offered by North Street Dental and Implant Clinic are regulated by the Finance Conduct Authority. The FCA website offers comprehensive information of its remit. Visit www.the-fca.org.uk for details.

Looking for dental finance in the West Midlands? Call us on 01384 254 067